Can you believe that it is less than a week to 2009? Since I am still stuck at home today, I actually sat down and started planning for next year. The first thing I did was to come up with a new family budget for the next year. There were a few expenses on the budget that I hope to reduce for next year. One of which is to get rid of my current expensive car insurance and get a cheap auto insurance instead. Another area targeted for reduction is definitely eating out. We were eating out way too much this year. I guess I will make a list and start tackling each item at a time. Hopefully by the time I get to the end of list, I will be able to find a huge savings.
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